Most banks offer 0% interest business credit cards for 6-18 months. We help you get approved for $50K-$150K+ without needing tax returns or financials. It’s the smartest way to fund your business without taking on expensive debt

If you have a 700+ credit score, at least 2–3 years of credit history, no recent late payments, no derogatory items, and at least $10-15k in credit limit across all your personal credit cards, mid 25-30% credit usage then you’re in a great position. Even if you don’t qualify right now, we can help you fix your credit and get approved later.

Most clients get approved within 30–45 days.

However, depending on the starting point of your credit profile and the amount of work required to position you for the highest approvals, the full process can extend to 60–90 days.

1000% yes. Business loans have high interest rates, require financials and collateral, and lock you into fixed payments. With a 0% APR unsecured business credit line, you get flexibility, no interest, and revolving credit you can use forever.

Nope. These business credit cards or line of credit don’t require financials like tax returns or bank statements. Banks approve you based on your personal credit and how well you structure your application.

Yes. You must have a U.S. LLC, S-Corp, or C-Corp to qualify.
We do not accept sole proprietorships, partnerships, or non-profits.

Banks also prefer businesses that have at least 6 months of age, ideally 12–24 months. A seasoned company signals stability, responsibility, and lower risk, which leads to higher approval odds and larger credit lines.

If your business is younger than 6 months or you don’t have one yet, we can help you acquire a 5-year aged shelf corporation, which dramatically strengthens your profile because banks love lending to well-established companies.

Most clients qualify for $50K–$150K in their first round of funding (with $100K being the most common sweet spot).

With additional rounds, we’ve helped some clients secure up to $250K, but this takes more time and is considered an exceptional outcome, not the norm.

Once the 0% promo period is over, rates go up. But before that happens, we help you refinance, restructure, or open new 0% credit lines, so you never have to worry about paying high interest.

Yes! Most of our clients use 0% business credit to invest in ads, hire employees, launch new products, or cover cash flow gaps. Instead of using your own money, you use the bank’s money.

We offer a liquidation strategy that lets you convert your business credit into cash without paying high cash advance fees. You get the funds straight into your business bank account at 0% interest.

No. Business credit does NOT show up on your personal credit as long as you use the right banks. You get access to funding without affecting your personal score.

Most clients who come to us were denied before! We know what banks look for and how to structure your application so you can finally get approved.

Banks use 0% APR credit cards to attract new business owners. They assume most people won’t pay off their balances before interest kicks in. But if you know how to play the game (like we do), you can keep rolling over at 0% forever.